All full-time Radford University employees and eligible family members have the option to enroll in health insurance coverage through the Commonwealth of Virginia's Health Benefits Program. With various plans and expanded coverage options for hearing, dental, and vision there are many different options to meet the specific needs of employees and their families. An employee's coverage begins on the first of the month following their hire date. An overview of Health Care Plans and additional resources are below.
The Commonwealth of Virginia health benefits program offers different health care plans to fit employee's specific health care needs. These plans include COVA Care, COVA HealthAware, and COVA HDHP (High Deductible Health Plan) statewide to full-time employees, early retirees, and certain family members. The Kaiser Permanente regional health maintenance organization is available to members in Northern Virginia only. For additional information on each plan, please visit DHRM - Health Coverage for details.
The COVA Care, COVA HealthAware, and COVA HDHP plans provide coverage for members to see their dentist twice a year for a checkup. If employees want to add additional dental coverage, expanded dental is an option for employees participating in a health care plan. For more information on dental service, please see Dental on the DHRM website for details.
Employees participating in the Premium Rewards Program can save $17 for employee only or $34 for employee and spouse per month on insurance premiums. Employees can sign up for this program at any time and do not have to wait until open enrollment.
The Commonwealth of Virginia is dedicated to offering programs that aid in the health of our employees. If you are an employee who has chronic health issues and are participating in a state health care plan, you may qualify for the Healthy Insights program that provides aid for specific health issues. The Healthy Beginnings program offers additional benefits for maternity wellness.
In addition, to help our employees live a healthy lifestyle My Active Health offers resources, guidance, and support you need to reach your wellness goals! Change does not happen overnight but we'll help you start down the path to a healthier lifestyle today. To take advantage of these programs, visit MyActiveHealth Brochure | PDF or select the program listed below that fits your needs.
A Dependent Care FSA is a plan sponsored by the Commonwealth of Virginia that allows you to set aside part of your income on a pre-tax basis to pay for eligible dependent care expenses throughout the coverage period. You save money on expenses you’re already paying for services such as child care, pre-school, or care for an adult necessary to allow you to work.
A Health FSA allows you to set aside part of your income on a pre-tax basis and then use that money to pay for eligible out-of-pocket health care expenses for you, your spouse and your dependents. With a Health FSA, you can reduce your taxes and increase your take-home pay. That’s because you can use pre-tax dollars to pay for eligible health care expenses such as copays, coinsurance, and deductibles that you may now be paying with post tax dollars.