Property Loss

Radford University’s insurance coverage plan managed through the Department of Risk Management provides coverage for loss of property under the following circumstances:

•  Buildings owned by Radford University
•  Contents of buildings that are owned or leased by the University including fine arts and other property that is in our care, custody and control

The plan does NOT cover personal belongings of employees and students that are lost, damaged or stolen from University property.

How to Report a Property Loss

• Report stolen or vandalized property to Radford University Police Department at 540-831-5500 as soon as loss is discovered.
• Report losses that have caused and/or may continue to cause damage to property to Radford University Facilities Management at 540-831-7800.
• In the case of an active event (such as a fire, weather event such as tornado, flooding, etc.) The first priority is always personal safety. Inform first responders (police/fire/rescue) aware of anyone who may be in harm’s way (such as a building/structure/vehicle).
• If safe to do so, take measures to ensure the damage does not continue. (Example, if water is leaking into an area, cover/move files, furniture, etc. out of area or away from water.) 
• Take photos of the damaged area if/when safe to do so.
• As soon as possible, refer to the Incident Checklist [PDF].  Complete the Incident Report form [PDF] within 3 days of the discovery of the incident and submit to Risk Management by email.
• Complete the Property Claims packet [PDF] within 3 months of the incident and submit to Risk Management by email.
• Contact the Radford University Office of Risk Management at 540-831-7204 for further information.

Last Updated: 1/26/2023